By Ntende John This question is like a farmer wondering whether they should plant or not. Planting is the natural inclination of all farmers. Without planting there is no harvesting. Same thing with wealth. You can't become rich without investing. The real question is not whether you should invest, but when, where, and how you should invest. The wise farmer knows the seasons and the nature of his...
 By John Ntende In many churches, cells, congregations and religious gatherings, financial breakthrough is one of the most common prayer requests. Luckily for us, the bible and other religious texts have already documented the ethical principles for acquiring wealth. We just have to put them in practice. And in any case we have all been blessed with unique gifts and talents right from birth and...
By John Ntende Liquidity risk is simply not having enough cash to meet your present obligations. For example you may own a valuable piece of land but are not able to pay your rent on time.Some assets are more liquid than others. For instance you can withdraw some cash from a unit trust to pay school fees but you can't sell a part of your house. Investments in real estate and businesses potentially pose...
By John Ntende I have seen some heated online debates on whether it is better to invest in treasury bonds or real estate. Proponents on either side had compelling reasons to support each viewpoint. For instance, the people in preference of treasury bonds pointed out that bonds are fairly safe, liquid and provide a passive income stream. They also demonstrated that real estate is capital intensive, not...
Good day, Following the last two editions on how to buy the right property, today we sail into the last and rarely taken note of – the economics! So you’ve checked the seller out – tick. Checked the land is legitimate – tick. Now is the time for us to waddle into the economics of it. Why are you buying that particular piece of property, anyway? What is your objective? Can you meet your...